My first goal is to teach you how to build CREDIT POWER and become a Credit Master! The book is a powerful tool for people who have not yet established credit and have the desire to begin building CREDIT POWER correctly. Those who have gone off on the wrong track can also benefit from this program if they get started now.
My second goal is to teach Preventive Measures so you will never be in a situation where you need CREDIT REPAIR. I want to help you now, so you will not need credit repair later.
I want to empower everyone in the United States to have great credit, build CREDIT POWER, and become Credit Masters! I know it is a very big goal, but why not reach for the top!
I want everyone to have the advantage I did not have as a young adult.......... the knowledge of how credit works from behind the scenes. I call this building your CREDIT POWER!
I think anyone who has CREDIT POWER will benefit their entire life and have advantages not available to a person with mediocre credit or bad credit.
With your help we can boost the United States economy and stamp out poverty by teaching everyone how to build CREDIT POWER!
In the past many lenders manipulated the borrower’s loan application to falsely qualify the borrower for a loan. This practice likely contributed to the crisis in the financial market today. Falsely qualifying for a loan amount on which the borrower is unable to make payments profits the lender at the expense of the borrower who ultimately may face hard financial times or home foreclosure.
There are many books available on repairing credit, buying a home, mortgage lending, and financial investment advice, but this may be the only book available specifically written to help build and maintain CREDIT POWER!
This book is different. Its intent is to prepare the reader to become what I call a “Highly Qualified Applicant (HQA)”. A HQA is someone who knows a lot about how credit works, and has taken steps in their financial life to develop a measure of CREDIT POWER. The HQA as I envision them will have already done the necessary things in their financial life so they can truthfully answer the application questions and have a qualifying loan application result. I call them “Credit Masters”.
A “Credit Master” is a person who:
Is prepared to answer the questions that will be asked on a loan application.
Has available the documentation required by the lender.
Knows many of the terms being used in the loan application process.
Is financially literate to protect themselves from predatory lenders who take advantage of the general lack of knowledge.
Has credit power and buying power.
The primary goal of CREDIT POWER is not simply to prepare you to qualify for a loan you later cannot afford or manage. The goal is to establish your financial status and to correctly document your qualifications to obtain the best loans available at the time you apply. In other words you need to increase your financial literacy.
The third goal is to teach you how to protect yourself from the vultures! There are millions of vultures out there who want to get their hands on your hard earned money anyway they can. I will show you many ways to protect your credit and your hard earned money.
If you would like to order the book or get additional information please visit my website CreditWhisperer.com http://www.creditwhisperer.com and submit your questions to firstname.lastname@example.org
I hope you will enjoy the book and improve your future by following my suggestions for building and maintaining CREDIT POWER!